Our Insurance Plans & Policies.
When you leave the military or your current career, will your insurance stay in place? Most policies are not portable and most people are not healthy enough to get new coverage as they age. Why risk it !?
Mortgage Protection
Coverage designed to pay off or cover your mortgage if you pass away or become unable to work.
Guaranteed Issue
A whole life policy that requires no medical exam and no health questions. Approval is guaranteed.
Final Expense
A small whole‑life policy designed to cover funeral and burial costs.
Key Person Coverage
Coverage a business takes out on its most essential employee or owner. This coverage can also serve as a trigger for buy-sell agreements.
Cash Value Whole Life Insurance
Permanent life insurance with guaranteed coverage and a cash value savings component. Preferrably from a mutual insurance company that pays a dividend.
Other Policies Usage
- Employee/Business Partner
- Contractor
- Children/Dependents.
- Family & Friends
- Critical, Chronic or Terminal Illness
- Home Care
- Other medical costs
- Any risk of loss (financial or emotional)
Bundle & Save
Protect yourself and your family. Policies start from Ages 0-85. Children have a lower rate, and much more time to build cash.
Women have lower rates then Men, and adults (45 +) with health issues have the option for guaranteed acceptance.
At times, a term policy makes more sense than whole life. A convertible term policy can preserve your future insurability while providing more overall protection.
Our Customers
“We used our Life Insurance while living”
“what truly changed everything was the cash value we had built over the years. I was able to access it tax‑free, and that money helped me stay afloat without draining my savings. It covered repairs, my son’s medical costs, and even helped me keep up with the mortgage until I got back on my feet. We can pay it back on our own time. But it we choose not to , it just comes out of the death benefit. Who knew life insurance had so many living benefits.”
“It gave me options when I felt like I had none”
“I was diagnosed with a serious illness and couldn’t work for months. The cash value in my policy became a lifeline. I accessed it tax‑free and used it to cover my living expenses until I recovered. Knowing my family would still receive a tax‑free payout if something happened to me gave me peace of mind. That policy gave me options when life gave me none.”